72% of Institutions See Digital Assets as Essential for Staying Competitive: Ripple

Crypto assets are becoming a crucial part of modern financial services. A new survey by Ripple found that many institutions see them as necessary. As regulation improves, interest from prominent banks grows, driving more consumers toward fintech platforms.

According to the report, Ripple surveyed over 1,000 finance leaders from banks, asset management firms, fintech companies, and large corporations worldwide at the beginning of 2026.

72% of Institutions See Crypto as Essential

The results showed a strong shift in industry mindset, with about 72% of respondents stating that offering digital asset solutions is necessary to remain competitive. This indicates both the growth of crypto assets and a sense of urgency among financial leaders.

Notably, one of the biggest areas of interest is stablecoins. Typically tied to assets like the U.S. dollar, these coins are gaining institutional trust. About 74% of those surveyed believe stablecoins can improve cash flow efficiency.

Stablecoins are now seen as reliable tools for treasury management, not just for fast transactions. This shift shows blockchain offers more than speed, providing better control and transparency in finance.

Demand Grows for Secure Digital Asset Systems

The survey shows institutions increasingly understand digital asset system integration. They seek secure solutions that connect easily to existing systems. Minimizing integration challenges while ensuring strong security remains a top priority. When choosing digital asset partners, regulatory clarity leads for 40% of respondents, followed by security at 37%. Compliance and volatility also influence decisions.

Overall, security tops the table as the most crucial factor. An overwhelming 97% of respondents said certifications such as ISO and SOC II are important when selecting a provider. Technical support after integration, showing that ongoing service matters just as much as initial setup. 

Meanwhile, about 80% and 79% respectively also value industry experience and financial stability. Overall, the findings reveal the rapid maturation of the digital market. 

Aside from the recent survey, Ripple Labs recently announced a $750 million share buyback program. The move now places the company’s value at roughly $50 billion. 

Notably, this strategic move allows eligible investors and employees to sell their shares back to the company. According to the company, the initiative will take effect by April this year. Following the buyback, a $500 million funding round will take place in November.