American businessman and renowned author Robert Kiyosaki has recommended Exchange-Traded Funds (ETFs) for the average investor who lacks a deep understanding of digital assets. However, he noted that investors should apply caution when making the decision.
In a recent X post, the crypto enthusiast recommended Bitcoin ETFs, Gold ETFs, and Silver ETFs. He also made an illustration saying,
“Yet an ETF is like having a picture of a gun for personal defense. Sometimes it’s best to have real gold, silver, Bitcoin, and a gun.”
Kiyosaki’s Investment Advice for Average Investors
As interest in digital assets continues to surge, ETFs are increasingly being hailed as a user-friendly investment vehicle, particularly for average investors seeking exposure to these assets.
ETFs, by design, simplify access. They allow everyday investors to gain partial exposure to complex asset classes without the logistical and security challenges of managing the assets directly. In recent months, the launch of several spot Bitcoin ETFs has brought crypto closer to traditional finance.
However, as an experienced crypto investor and financial expert, Kiyosaki is reminding average investors of a critical difference.
“Know the differences when it is best to have real and when it’s best to have paper,” he added.
Physical gold and silver offer tangible value in times of severe market dislocation or geopolitical crisis—scenarios where electronic claims could be frozen or devalued.
Similarly, owning BTC directly offers autonomy that custodial ETF products cannot match. That is not to say ETFs do not have their place. For many retail investors, they are a bridge. They offer market access without the risks associated with managing private keys.
As such, the American businessman stated that if a person knows when to hold real assets and when to opt for financial instruments like ETFs, then they are already ahead of the average investor.
Bitcoin Slips Below $116K Amid Market Volatility
Meanwhile, the latest statement comes amid a notable decline in the value of BTC. The leading asset has plunged to over $115,000 at the time of writing. However, the asset was trading above $118,000 to $120,000 this week.
Furthermore, the drop in value has resulted in several sell-offs. Galaxy Digital recently deposited another 2,850 BTC, valued at $330.44 million, to multiple exchanges.
On-chain analytics firm Spot-On-Chain also disclosed that in the past 9 hours, the firm has moved 11,910 BTC (worth approximately $1.39 billion) to several exchanges. Furthermore, it had already transferred 2,000 bitcoins, valued at $236 million, to Binance and Bybit crypto exchanges.
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